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About Appraisals >Refinancing Your Home

Interest rates fluctuate as changes occur in the general economy. If you purchased your home when interest rates were higher, you may want to consider re-financing your loan at a lower rate.

You will have to apply for the new mortgage and have your current income eligibility assessed. Depending on how long you have had your present loan, a current appraisal may be required. There are closing costs, such as attorney, title fees, recording and notary fees, and appraisal charges. The biggest factor in your decision should be the length of time you plan to remain in your home. If you will be there for only a year or two more, it might not pay to re-finance. If you will be in your home longer, re-financing could provide you with lower mortgage payments. Your real estate agent can help you work out the numbers and can refer you to reputable home appraisers and mortgage lenders.

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Q	What is the most populous state in the United States?
A	California, with 35.9 million people.
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The Miller and Clark Team, REALTORŽ, real estate agents and broker for Ames, Nevada and Boone Iowa home listings, property and land for sale - NUMBER1EXPERT(tm)

The Miller and Clark Team
Triplett Real Estate
410 Fifth Street
Ames, IA. 50010
Phone: 515-232-5240
Fax: 515-232-3093
Email: themillerandclarkteam@NUMBER1EXPERT.com
Nancy Miller and Julie Clark truly believe in the "Power of Two" when working for you. By working together they provide the client with a broad spectrum of experience and knowledge. With their caring approach and expertise you can be assured that you're in the right hands. Their priorities are simple....they're yours!

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