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Pre-Qualify For Your Mortgage

Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Ames, Nevada and Boone real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips

Selling Your Home >Selling and Lock Boxes

Having your house on the market involves a certain invasion of your privacy. Real estate agents will be previewing it and showing it to buyers with some regularity. While you want to make your home reasonably accessible to the real estate professionals and their prospects, you don't want to run the risk of stepping out of your shower just as a broker is ushering in buyers.

In many areas real estate agents use a handy little tool of the trade called a "lock box". When a property is occupied, the agent first calls to let the owner know when they will be coming by. If no one is at home, the agent can get into the house with a key stored in the lock box.

The other extreme of accessibility is to require a day's notice before a showing, and to insist that your real estate agent be present at each one. This will eliminate a lot of the inconvenience to you, but it may also eliminate a lot of showings of your house. Whatever arrangements you work out, keep in mind that the easier you make it for real estate agents to open and show your home, the easier it will be to sell it quickly.

See All Tips In The "Selling Your Home" Category >
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Real Estate Trivia

Q 
What does the term Curb Appeal mean?

A 
This term describes how homes look from the street; this first impression is very important to prospective homebuyers.
See More Real Estate Trivia >


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The Miller and Clark Team, REALTOR®, real estate agent and broker for Ames, Nevada and Boone,  home listings, property and land for sale - NUMBER1EXPERT

Nancy Miller and Julie Clark
Miller & Clark Real Estate

103 East 6th Street
Park Plaza, Suite 102
Ames, IA. 50010
Phone: 515-232-SELL
Fax: 515-232-1227

Our Family helping your Family! By working together we provide the client with a broad spectrum of experience and knowledge. With our caring approach and expertise you can be assured that you're in the right hands. Their priorities are simple....they're yours!

CRS Equal Housing MLS REALTOR


Nancy Miller 515-231-5545
Nancy@MillerandClark.com

Julie Clark 515-203-7231
Julie@MillerandClark.com

Jason Miller 515-708-1128
Jason@MillerandClark.com

Kaylyn Clark-Christianson 515-291-2442
Kaylyn@MillerandClark.com

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