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Why Buyers Choose The Miller and Clark Team

Welcome > For Buyers > Why Buyers Choose The Miller and Clark Team ...

Buying a Home Requires Many Difficult Decisions. Make Sure Your real estate agents are Top Local Experts. 

Your home is probably the biggest purchase your family will ever make, and it involves many decisions that go beyond simply choosing one you like. 

As top Ames, Nevada and Boone area real estate agents, here is how we will guide you through the entire process, from viewing homes and financing, to making sure the final contract is in your best interest: 

- You will have full access to ALL homes available on the Ames, Nevada and Boone market, even listings not yet on the MLS, through our professional Iowa real estate affiliations. 

- Our expert local knowledge of the Ames, Nevada and Boone area should be invaluable to you, not just in terms of real estate, but also schools, neighborhoods, the local economy, and more. 

- Every local real estate market absolutely has its own trends and opportunities. This can vary greatly, even one neighborhood to the next. Ames, Nevada and Boone is no different! It's our job to steer you into opportunities and out of traps. 

- What is the true market value of the home you are interested in? Is it priced too high? Is it a bargain that you should jump on? We help home buyers make decisions like this every day, and we'll make sure that YOU get the best value for your money. 

- Negotiating with sellers can be stressful. We will help you negotiate, so that the final contract includes your best possible terms and conditions. 

- You should know absolutely everything about the property you are buying! You and a member or my team or I will view every home that you are interested in, together. And prior to closing we will make you fully aware of any and all inspections available to you. 

- Have confidence when signing documents. Contracts are full of complicated terms and clauses that can greatly affect your future life in your new home. We will give you the full benefit of our real estate knowledge and experience. 

Let us represent your best interests in your search for a new home in the Ames, Nevada and Boone area. While you can see a million homes on the web, actually buying your home is another matter entirely. Buyers beware! 

Ask us any question about buying a home in Ames, Nevada and Boone. It's our job to help you! There's no obligation, and we promise to respond quickly... 

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Real Estate Tips

Financing Your Home >Mortgage Terms

New mortgage loan products offer a more complex selection of terms. Lenders now offer mortgages that are blends of short-term ARMs and 30-year fixed-rate loans with a lower fixed-rate of interest for a period of five, seven or ten years. Be sure that you understand what happens at the end of the initial term before you sign on the dotted line for such a loan.

Many of these loans revert to a 1-year adjustable rate loan at the end of the initial term and can be adjusted once a year based on an index tied to the cost of money. You should know how much over the index your rate will be set and the limit or cap on how much your payments can increase. A "balloon" note requires the entire balance to be paid to the lender after the initial period of the loan ends. Most of these loans require the lender to guarantee to refinance the note at that point if payments have been timely. The lender should spell out how the re-finance rate will be determined and what costs will be involved. These loans can help you buy a more expensive house than you could afford with a 30-year fixed rate mortgage, but be sure that you understand the terms and the potential risks.

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Real Estate Trivia

Q 
Where can you find the world's largest residential palace?

A 
The Istana Nurul Iman, palace of the Sultan of Brunei, includes 2,152,782 square feet, 1,788 rooms, 257 bathrooms and a 110-car garage.
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The Miller and Clark Team, REALTOR®, real estate agent and broker for Ames, Nevada and Boone,  home listings, property and land for sale - NUMBER1EXPERT

Nancy Miller and Julie Clark
Miller & Clark Real Estate

103 East 6th Street
Park Plaza, Suite 102
Ames, IA. 50010
Phone: 515-232-SELL
Fax: 515-232-1227

Our Family helping your Family! By working together we provide the client with a broad spectrum of experience and knowledge. With our caring approach and expertise you can be assured that you're in the right hands. Their priorities are simple....they're yours!

CRS Equal Housing MLS REALTOR


Nancy Miller 515-231-5545
Nancy@MillerandClark.com

Julie Clark 515-203-7231
Julie@MillerandClark.com

Jason Miller 515-708-1128
Jason@MillerandClark.com

Kaylyn Clark-Christianson 515-291-2442
Kaylyn@MillerandClark.com

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